Terms & Conditions

Effective Date: January 1, 2025

Last Updated: January 1, 2025

Welcome to WealthConsistency. These Terms & Conditions ("Terms") govern your access to and use of our website located at https://wealthconsistency.com and all related services, content, and materials provided by WealthConsistency (Registration No. 58386668) ("we," "our," or "us").

Please read these Terms carefully before using our services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our services.

1. Acceptance of Terms

By accessing, browsing, or using our website and services, you acknowledge that:

• You have read, understood, and agree to be bound by these Terms
• You have read and agree to our Privacy Policy
• You are at least 18 years of age or have parental/guardian consent
• You have the legal capacity to enter into a binding agreement
• Your use of our services complies with all applicable laws and regulations

2. Educational Purpose and Financial Disclaimer

3. Use of Services

3.1 Permitted Use

You may use our website and services for lawful, personal, non-commercial purposes, including:

• Accessing educational content and resources
• Downloading white papers and materials we make available
• Subscribing to newsletters and updates
• Contacting us with inquiries
• Participating in discussions or forums if available

3.2 Prohibited Use

You agree NOT to use our services to:

• Violate any applicable laws, regulations, or third-party rights
• Impersonate any person or entity or falsely represent your affiliation
• Transmit viruses, malware, or other harmful code
• Attempt unauthorized access to our systems or user accounts
• Collect or harvest information about other users
• Use automated systems (bots, scrapers) without permission
• Interfere with or disrupt our services or servers
• Reproduce, distribute, modify, or create derivative works of our content without authorization
• Use our content for commercial purposes without written consent
• Post or transmit offensive, defamatory, or inappropriate content

4. Intellectual Property Rights

4.1 Our Content

All content on our website, including but not limited to text, graphics, logos, images, videos, software, and compilation of content (collectively "Content"), is owned by WealthConsistency or our licensors and is protected by:

• Copyright laws
• Trademark laws
• Other intellectual property rights

4.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Content for personal, non-commercial purposes, subject to these Terms. This license does not include the right to:

• Reproduce or distribute Content without permission
• Modify, adapt, or create derivative works
• Use Content for commercial purposes
• Remove copyright or proprietary notices

4.3 Trademarks

"WealthConsistency" and associated logos are trademarks of WealthConsistency. You may not use our trademarks without prior written consent.

5. User Accounts and Registration

If you create an account or register for services, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security and confidentiality of your login credentials
• Notify us immediately of any unauthorized access or security breaches
• Accept responsibility for all activities under your account

We reserve the right to suspend or terminate accounts that violate these Terms or for any other reason at our discretion.

6. User-Generated Content

If you submit, post, or transmit any content to our website (comments, feedback, questions, etc.), you:

• Retain ownership of your content
• Grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, publish, and distribute your content
• Represent that you have all necessary rights to the content
• Warrant that your content does not violate any laws or third-party rights
• Agree that we may remove or modify your content at any time without notice

7. Third-Party Links and Services

Our website may contain links to third-party websites, services, or resources. We do not:

• Endorse or approve third-party content or services
• Control or take responsibility for third-party websites
• Guarantee the accuracy or safety of third-party content
• Assume liability for your interactions with third parties

Your use of third-party websites is at your own risk and subject to their terms and policies.

8. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to our data practices as described in the Privacy Policy.

9. Disclaimers and Limitation of Liability

9.1 Service "As Is"

Our website and services are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to:

• Implied warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy, completeness, or reliability of content
• Uninterrupted or error-free service

9.2 Investment Disclaimer

We specifically disclaim any warranty that:

• Our educational content will result in financial gains
• Information provided is suitable for your circumstances
• Strategies discussed will be profitable or risk-free
• Past performance indicators predict future results

9.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WEALTHCONSISTENCY AND ITS DIRECTORS, EMPLOYEES, PARTNERS, AND AFFILIATES SHALL NOT BE LIABLE FOR:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Financial losses resulting from investment decisions
• Damages arising from your use or inability to use our services
• Errors or inaccuracies in our content
• Unauthorized access to your information
• Third-party conduct or content

OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM YOUR USE OF OUR SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRIOR TO THE EVENT GIVING RISE TO LIABILITY, OR CHF 100, WHICHEVER IS GREATER.

10. Indemnification

You agree to indemnify, defend, and hold harmless WealthConsistency, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:

• Your use or misuse of our services
• Your violation of these Terms
• Your violation of any laws or third-party rights
• Your user-generated content
• Your financial decisions based on our educational content

11. Modification of Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by:

• Posting the updated Terms with a new "Last Updated" date
• Sending email notifications to registered users
• Displaying prominent notices on our website

Your continued use of our services after changes become effective constitutes acceptance of the modified Terms.

12. Termination

12.1 By You

You may stop using our services at any time. If you have an account, you may request deletion by contacting us.

12.2 By Us

We reserve the right to suspend or terminate your access to our services at any time, with or without cause, with or without notice, including if:

• You violate these Terms
• Your conduct harms or may harm us or other users
• Required by law or legal request
• We discontinue services (in whole or part)

12.3 Effect of Termination

Upon termination:

• Your right to use our services immediately ceases
• We may delete your account and associated data
• Provisions of these Terms that by their nature should survive will remain in effect

13. Dispute Resolution

13.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of Switzerland, without regard to its conflict of law provisions.

13.2 Jurisdiction

Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts located in Anibalberg, NT, Switzerland.

13.3 Informal Resolution

Before initiating legal proceedings, you agree to first attempt to resolve disputes informally by contacting us at [email protected].

14. General Provisions

14.1 Entire Agreement

These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and WealthConsistency regarding your use of our services.

14.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

14.3 Waiver

Our failure to enforce any right or provision of these Terms does not constitute a waiver of that right or provision.

14.4 Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.

14.5 Force Majeure

We shall not be liable for any failure or delay in performing our obligations due to circumstances beyond our reasonable control.

15. Contact Information

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Acknowledgment: By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.